Question 1

Does Amarillo Mobile Homes offer financing for mobile homes?

Accepted Answer

Yes. We finance through 21st Mortgage — land-in-lieu (use your land as down payment), home-only, land+home, and pre-owned home programs. ITIN programs available for buyers without a Social Security number. Call 806-557-2256 and we'll tell you in 5 minutes which program fits your situation.

Question 2

Can I put a mobile home on land I already own near Amarillo?

Accepted Answer

Absolutely — that's our specialty. If you already own land in the Texas Panhandle, you can use it as your down payment through 21st Mortgage's land-in-lieu program. We handle delivery, set, utility hookups, and skirting on Potter, Randall, Carson, Armstrong, and surrounding county lots.

Question 3

What's the difference between a single-wide and a double-wide mobile home?

Accepted Answer

A single-wide is one section, roughly 14-18 feet wide and 60-80 feet long, usually 1-3 bedrooms. Best for singles, couples, rentals, or tight lots. A double-wide is two sections joined on site, 28-32 feet wide, with 3-5 bedrooms and a real family floor plan. Doubles cost more but feel like a site-built house inside.

Question 4

Does Amarillo Mobile Homes sell Cavco, Jessup, and Palm Harbor homes?

Accepted Answer

Yes — we're an authorized dealer for Cavco, Palm Harbor, Jessup, and Marathon. We also carry Roosevelt, Legacy, Grant, and Tropic models. If you've seen a specific floor plan from any of these brands, we can usually order it.

Question 5

What's the average price of a new mobile home in Amarillo, TX?

Accepted Answer

Most of our new homes land between $50,000 and $150,000. A basic single-wide starts around $50K-60K. A loaded double-wide with upgraded cabinets, appliances, and porch packages runs $120K-150K. Add land, delivery, and setup separately — we'll break it all out on a written quote.

Question 6

How long does it take to deliver and set up a new mobile home?

Accepted Answer

Typically 60 to 120 days from signed contract to keys in hand. Factory build is 4-8 weeks, delivery and crane set is one day, and final hookups (water, sewer, electric, skirting) take another 2-4 weeks depending on the site. We coordinate everything — you don't chase contractors.

Question 7

What credit score do I need to buy a mobile home with 21st Mortgage?

Accepted Answer

650+ gets you the best rates and terms. We've closed loans down to 580 with larger down payments or land-in-lieu equity. No traditional credit? ITIN buyers are welcome — 21st Mortgage has dedicated programs. Bring your last 2 years of tax returns and we'll figure out where you fit.

Question 8

Do I need land to qualify for a mobile home loan?

Accepted Answer

No. 21st Mortgage has home-only programs for buyers placing a home in a mobile home park or on family land. They also have land+home loans if you want to buy both at once. Owning land just gives you more options — it's not a requirement.

Question 9

What counties does Amarillo Mobile Homes serve?

Accepted Answer

We deliver and set homes anywhere in the Texas Panhandle — Potter, Randall, Carson, Armstrong, Donley, Gray, Hutchinson, Moore, Hartley, Dallam, Sherman, Hansford, Ochiltree, Lipscomb, Roberts, Hemphill, Wheeler, Collingsworth, Hall, Briscoe, Swisher, Castro, Parmer, Oldham, Deaf Smith. If you're inside roughly a 150-mile radius of Amarillo, we deliver.

Question 10

Is Amarillo Mobile Homes a licensed dealer?

Accepted Answer

Yes. Texas Department of Housing and Community Affairs (TDHCA) license number MHDRET00038561. We're an independent, locally owned dealer — A2HC LLC dba Amarillo Mobile Homes. You can verify the license at tdhca.state.tx.us.

Question 11

How does Amarillo Mobile Homes compare to Amarillo Home Center?

Accepted Answer

Both are TX manufactured home dealers on Amarillo Blvd. Amarillo Mobile Homes carries Cavco, Palm Harbor, Jessup, Marathon, Roosevelt, Legacy, Grant, and Tropic; works with 21st Mortgage on land+home, land-in-lieu, home-only, and ITIN programs; is independently owned by A2HC LLC; and holds TDHCA license MHDRET00038561. Amarillo Home Center is a separate dealer in the same I-1 Light Industrial cluster on Amarillo Blvd — brand list, financing programs, and license should be verified directly with them.

Question 12

Are there alternatives to Amarillo Home Center in Amarillo, TX?

Accepted Answer

Yes — Amarillo Mobile Homes is an independent, multi-brand alternative on the same Amarillo Blvd dealer cluster. We carry Cavco, Palm Harbor, Jessup, Marathon, Roosevelt, Legacy, Grant, and Tropic, are an approved 21st Mortgage dealer with land-in-lieu and ITIN programs, and hold TDHCA license MHDRET00038561. Call 806-557-2256.

2025 Palm Harbor Keystone

Quick Specs

Features

Transparent Pricing

How the financing works

Ready to make it yours?